Almost exactly a year ago, Facebook (NASDAQ: FB) and PayPal (NASDAQ: PYPL) announced a partnership. More importantly, consumers have precisely zero propensity to pay for P2P payment fees (which is partially why paper. This post originally appeared on the American Express OPEN Forum, where Mashable regularly contributes articles about leveraging social media and technology in small business. Small business often have small budgets, and many times. CMIS351 – Assignment 3…